Do not Lend Out Your Car – Car Insurance Claims Advice
Sunday, December 18th, 2011article by Diane Palmer
Insurance claims advice, came to me late one sunny afternoon. I received a call from a friend, who borrowed my pick-up truck. They are involved in an accident.
As I found out they were OK, I was not sure what to do next. My friend did not want me to report, after all, anyone involved. He was going fast and lost control and now it’s broken. He wanted to pay for it. Fortunately, it’s an older truck value around 2,500 dollars, but I’m sure I said I need to report .. I called my insurance claims insurance agent for advice. He told me, that if the police or emergency help are at the scene and therefore paper trail somewhere. Yes the police were there, neighbor had called it. But he tried to tell me there is no police report. This is my name because it was not true. He was not accused of anything, and I have collision coverage on the truck. Liability only. So, I asked to talk to an insurance company which, Which is. That was when I received a crash course in insurance policies. Only have insurance to cover his injury. These are not the hook for the rest of this incident. YOU. So, fortunately, the strict content of the pickup truck missed a few cows and roads are not damaged, just pickup. Otherwise my insurance to pay for damage to property. So, keep in mind that when you lend your car, it’s as if you are driving, you’re also lending your car insurance. My rate went up just because a police report. So, before passing the keys, get some insurance claims advice. To Read the fine print, and then just say “sorry my insurance will not let me lend you a car, but I can drive you where you want to go.” This is the best response to neighbors who want to borrow the car. Although they say they are insured, they obviously do not understand the implications.can happen to you! target = “_new” READ THIS true story and not let it happen to you
